Terms and Conditions
Last Updated: January 2024
1. Introduction and Acceptance
Welcome to Zelus Investments ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Zelus Investments regarding your use of our investment platform, services, and related offerings.
By accessing, browsing, or using our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use our services.
These Terms apply to all users of the platform, including but not limited to visitors, registered users, investors, and any other individuals or entities that access or use our services in any capacity.
2. Company Information and Services
Zelus Investments is a professional investment management company that provides various investment services, portfolio management, and financial advisory services through our digital platform. Our services include but are not limited to:
- Investment portfolio management and advisory services
- Multiple account types with varying investment thresholds and benefits
- Market analysis and investment research
- Customer support and account management services
- Educational resources and investment guidance
We operate under strict regulatory compliance and maintain the highest standards of financial security and transparency in all our operations.
3. Account Registration and Eligibility
To access our investment services, you must create an account through our registration process. By registering, you represent and warrant that:
- You are at least 18 years of age and have the legal capacity to enter into binding agreements
- All information provided during registration is accurate, complete, and current
- You will maintain the accuracy of your account information and promptly update any changes
- You are not prohibited from using our services under applicable laws
- You have the financial means to make the investments you intend to pursue
We reserve the right to verify your identity and may request additional documentation as part of our Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance procedures. Account approval is at our sole discretion, and we may reject applications without providing specific reasons.
4. Account Security and Responsibilities
You are solely responsible for maintaining the confidentiality and security of your account credentials, including your username and password. You agree to:
- Use strong, unique passwords and enable two-factor authentication when available
- Not share your account credentials with any third party
- Immediately notify us of any unauthorized access or security breaches
- Log out of your account when using shared or public computers
- Accept full responsibility for all activities that occur under your account
We are not liable for any losses or damages resulting from your failure to comply with these security obligations or from unauthorized access to your account due to your negligence.
5. Investment Services and Risk Disclosure
Our investment services involve various financial instruments and strategies that carry inherent risks. You acknowledge and understand that:
- All investments carry risk of loss, including the potential loss of principal
- Past performance does not guarantee future results
- Market conditions can change rapidly and unpredictably
- We do not guarantee profits or protection against losses
- You should only invest funds you can afford to lose
We provide different account types with varying minimum investment requirements, maximum investment limits, and associated benefits. Each account type is designed to serve different investor profiles and risk tolerances. You are responsible for selecting the account type that best matches your financial situation and investment objectives.
Before making any investment decisions, you should carefully consider your financial situation, investment experience, and risk tolerance. We recommend consulting with independent financial advisors if you have questions about the suitability of our services for your specific circumstances.
6. Deposits, Withdrawals, and Payment Processing
Our platform supports various deposit and withdrawal methods to accommodate users from different countries and regions. The following terms apply to all financial transactions:
Deposits:
- All deposits are subject to verification and approval processes
- Minimum deposit amounts vary by account type
- Processing times may vary depending on the payment method used
- We reserve the right to reject deposits from unverified sources
Withdrawals:
- Withdrawal requests are processed according to our standard procedures
- Bank account requirements vary by country and are strictly enforced
- Processing times may range from 24 hours to several business days
- We may require additional verification for large withdrawal amounts
- Withdrawal fees may apply depending on the method and amount
All financial transactions are subject to applicable anti-money laundering and counter-terrorism financing regulations. We reserve the right to freeze accounts and report suspicious activities to relevant authorities.
7. Prohibited Activities and Compliance
Users are strictly prohibited from engaging in the following activities:
- Money laundering, terrorist financing, or any other illegal financial activities
- Providing false or misleading information during registration or account management
- Attempting to manipulate or interfere with the platform's operation
- Using automated systems or bots to access the platform
- Sharing account credentials or allowing unauthorized access
- Engaging in any activity that violates applicable laws or regulations
Violation of these prohibitions may result in immediate account suspension or termination, forfeiture of funds, and potential legal action.
8. Disclaimers and Limitations of Liability
To the maximum extent permitted by law, Zelus Investments disclaims all warranties, express or implied, regarding the platform and services. We do not warrant that:
- The platform will be available without interruption or error-free
- All information provided is accurate or complete
- The platform will meet your specific requirements
- Any investment strategies will be profitable
Our liability for any damages arising from your use of the platform is limited to the amount of fees you have paid to us in the twelve months preceding the claim. We are not liable for indirect, incidental, consequential, or punitive damages.
9. Account Termination
Either party may terminate the account relationship at any time. We reserve the right to suspend or terminate accounts immediately without notice for:
- Violation of these Terms or applicable laws
- Suspicious or fraudulent activity
- Failure to provide required documentation
- Extended periods of account inactivity
Upon termination, you remain liable for all outstanding obligations, and we will process the return of your funds according to our standard procedures, subject to applicable laws and regulations.
10. Modifications to Terms
We reserve the right to modify these Terms at any time. Material changes will be communicated through email notification or platform announcements. Continued use of the platform after such modifications constitutes acceptance of the updated Terms.
11. Contact Information
For questions regarding these Terms or our services, please contact us at:
Email: legal@zelusinvestments.com
Phone: +1 (555) 123-4567
Address: 123 Financial District, New York, NY 10004